The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 16, 2021

Filed:

Jun. 14, 2017
Applicant:

State Farm Mutual Automobile Insurance Company, Bloomington, IL (US);

Inventors:

Benjamin F. Bowne, Mackinaw, IL (US);

Jufeng “James” Peng, Normal, IL (US);

Nicholas R. Baker, Normal, IL (US);

Duane Lee Marzinik, Springfield, IL (US);

Matthew Eric Riley, Heyworth, IL (US);

Nick U. Christopulos, Bloomington, IL (US);

Brian Mark Fields, Normal, IL (US);

J Lynn Wilson, Normal, IL (US);

Bryan T. Wilkerson, Bloomington, IL (US);

David W. Thurber, Sherman, IL (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/08 (2012.01); G06Q 10/06 (2012.01); G06Q 10/08 (2012.01); B60W 40/09 (2012.01); G06Q 40/04 (2012.01); G07C 5/08 (2006.01); G01S 19/13 (2010.01); G06Q 30/02 (2012.01); G07C 5/00 (2006.01); H04W 4/02 (2018.01); G01C 21/36 (2006.01); H04W 4/40 (2018.01); H04L 29/08 (2006.01);
U.S. Cl.
CPC ...
G06Q 40/08 (2013.01); B60W 40/09 (2013.01); G01C 21/3676 (2013.01); G01C 21/3697 (2013.01); G01S 19/13 (2013.01); G06Q 10/0639 (2013.01); G06Q 10/0833 (2013.01); G06Q 30/0283 (2013.01); G06Q 40/04 (2013.01); G07C 5/008 (2013.01); G07C 5/08 (2013.01); G07C 5/0858 (2013.01); H04W 4/026 (2013.01); H04W 4/40 (2018.02); H04L 67/12 (2013.01);
Abstract

A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one or more sensors associated with the mobile device and configured to automatically collect vehicle operation data during a data collection session; a processor; a non-transitory storage medium; a display; a transmitter; and a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to collect vehicle operation data and transmit the collected vehicle operation data; and a remote processing computer, comprising: a server that receives collected vehicle operation data; a database that stores collected vehicle operation data; and a rating engine that determines a vehicle insurance premium based at least in part on collected vehicle operation data.


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