The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Feb. 23, 2021
Filed:
Jan. 12, 2018
State Farm Mutual Automobile Insurance Company, Bloomington, IL (US);
Ronny S. Bryant, Bloomington, IL (US);
Stacie A. McCullough, Bloomington, IL (US);
Mitchell J. Hill, Bloomington, IL (US);
Jacob J. Alt, Downs, IL (US);
Jaime Skaggs, Chenoa, IL (US);
Shawn M. Call, Bloomington, IL (US);
Eric Bellas, Bloomington, IL (US);
Vicki King, Bloomington, IL (US);
Melinda Teresa Magerkurth, Utica, IL (US);
STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Bloomington, IL (US);
Abstract
Systems and methods are disclosed with respect to using a distributed ledger, such as a blockchain, for facilitating carrier discovery. More specifically, the distributed ledger may be utilized to track insured individuals, their insurance policies, the insurance companies holding each of their policies, etc. This may be useful for facilitating exchange of insurance information between drivers after an automobile accident when drivers want to exchange insurance information and/or verify that the other is insured, facilitating subrogation (e.g., when an insurance company pays for an first insured party's losses but subsequently pursues reimbursement from an insurance company of a second at-fault party), and/or facilitating a determination of whether a driver has excess liability coverage.