The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 23, 2021

Filed:

Jul. 09, 2015
Applicant:

Wells Fargo Bank, N.a., Charlotte, NC (US);

Inventors:

Traci H. Nguyen, San Francisco, CA (US);

Michael Chang, Millbrae, CA (US);

Nairobi N. Kim, Piedmont, CA (US);

Ian Jensen, Oakland, CA (US);

Samuel Martin, San Francisco, CA (US);

Cheung Li, San Francisco, CA (US);

Assignee:

Wells Fargo Bank, N.A., Cleveland, OH (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/10 (2012.01); G06Q 20/40 (2012.01); G06Q 40/02 (2012.01);
U.S. Cl.
CPC ...
G06Q 40/025 (2013.01);
Abstract

Session management, security scoring, and friction management are provided herein. Sessions may be monitored for commonalities or other attributes or aspects and closed, terminated, or a freeze placed on additional sessions from being initiated. A security score may be provided which is indicative of how secure a user is with respect to one or more ways the user interacts with a resource. One or more suggested actions or score improvement strategies may be suggested to facilitate improvement of a security score for a user. The security score may be used to affect business decisions made by an institution or financial entity.


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