The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 23, 2021

Filed:

Aug. 15, 2019
Applicant:

American Express Travel Related Services Company, Inc., New York, NY (US);

Inventors:

Manish K. Deliwala, Chandler, AZ (US);

Jonathan Lupton, Littlehampton, GB;

Ajay B. Maddukuri, Phoenix, AZ (US);

John G. McDonald, Eugene, OR (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06K 7/08 (2006.01); G06Q 20/38 (2012.01); G06K 19/06 (2006.01); H04W 4/80 (2018.01); H04L 9/08 (2006.01); H04L 29/06 (2006.01); G06Q 20/34 (2012.01); H04W 12/04 (2021.01); G06Q 20/32 (2012.01); G06Q 20/36 (2012.01); H04L 9/14 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/3829 (2013.01); G06K 19/06206 (2013.01); G06Q 20/3226 (2013.01); G06Q 20/351 (2013.01); G06Q 20/36 (2013.01); H04L 9/0863 (2013.01); H04L 9/14 (2013.01); H04L 63/067 (2013.01); H04W 4/80 (2018.02); H04W 12/04031 (2019.01); H04W 12/04033 (2019.01); H04L 2209/56 (2013.01);
Abstract

A system, method, and computer readable medium (collectively, the 'system') are provided. The system may include a processor configured to perform operations and/or steps comprising storing, by a processor, a session key on a mobile device, wherein the session key is encrypted. The system receiving a transaction request, decrypting the session key, and broadcasting a signal configured for being received by a magnetic stripe reader. Trackdata and/or trackdata may be encoded in the signal. The trackdata and/or the trackdata may also comprise a dynamically generated value that is generated based on the session key.


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