The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Feb. 23, 2021
Filed:
Sep. 06, 2011
Loren Barton, London, GB;
Eric Crozier, Hockessin, DE (US);
Glenn Curtiss Mcmillen, Downingtown, PA (US);
David A. Crake, Newark, DE (US);
John Bauer, Downingtown, PA (US);
Garry R. Lloyd, Northampton, GB;
Christine Ann Schuetz, Chadds Ford, PA (US);
Loren Barton, London, GB;
Eric Crozier, Hockessin, DE (US);
Glenn Curtiss McMillen, Downingtown, PA (US);
David A. Crake, Newark, DE (US);
John Bauer, Downingtown, PA (US);
Garry R. Lloyd, Northampton, GB;
Christine Ann Schuetz, Chadds Ford, PA (US);
Barclays Execution Services Limited, London, GB;
Abstract
A mobile payment system is described that facilitates efficient and secured payment transactions from an electronic wallet on a user portable electronic device with a merchant point of sale terminal over a communication link. In one aspect, a mobile device is configured for transaction operations from a plurality of mobile transaction accounts in an electronic wallet. The mobile device includes a plurality of transaction modules operable to process transaction operations with a respective mobile transaction account, each transaction module configured for transaction operations to be completed after an authentication process using a central authentication module coupled to the plurality of transaction modules, operable to verify a user input passcode and to respond to authentication requests from the plurality of transaction module after the user input passcode is verified. Preferably, at least one of the transaction modules is configured for contactless transaction operations over a contactless communication link.