The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 16, 2021

Filed:

Dec. 18, 2017
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventors:

Sheila R. Panus, O'Fallon, MO (US);

Steve Podgorski, Defiance, MO (US);

Sameer Tare, Ballwin, MO (US);

Suman Rausaria, Ballwin, MO (US);

Eric R. Kitchen, O'Fallon, MO (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 21/00 (2013.01); H04L 29/06 (2006.01); G06Q 20/40 (2012.01); G06Q 30/00 (2012.01);
U.S. Cl.
CPC ...
H04L 63/0861 (2013.01); G06Q 20/4016 (2013.01); G06Q 20/40145 (2013.01); G06Q 30/018 (2013.01); H04L 63/102 (2013.01); H04L 63/20 (2013.01); H04L 2463/102 (2013.01);
Abstract

A system and computer-implemented method for client identification and verification includes a memory device for storing data and a processor communicatively coupled to the memory device. The processor is programmed to receive merchant identification data corresponding to a merchant. The merchant identification data includes identification data relating to the identity of the merchant and a primary authorized user for the merchant. The processor is also programmed to generate a merchant profile from the merchant identification data for the merchant, and generate an activation code for the primary authorized user based on the merchant profile. The activation code is transmitted to the primary authorized user. The processor receives, from the primary authorized user, one or more biometrics of the authorized user, validates the biometrics of the authorized user, and upon validation of the biometrics, activates a merchant account.


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