The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Feb. 16, 2021
Filed:
Jul. 13, 2018
Visa International Service Association, San Francisco, CA (US);
Robert Chumbley, Round Rock, TX (US);
Visa International Service Association, San Francisco, CA (US);
Abstract
Embodiments of the invention provide improved account authentication using public-private key cryptography instead of passwords. Instead of registering a password and using that password to login to an account, an authentication server of an account provider registers a public key received from a user device. To authenticate the user device for logging into an account, the authentication server generates a challenge and encrypts using the registered public key. The encrypted challenge is sent to the user device, which can decrypt the challenge using the private key corresponding to the registered public key. The decrypted challenge is used for authentication instead of using a password. The private key corresponding to the public key is securely stored and not revealed to the authentication server.