The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 16, 2021

Filed:

Dec. 23, 2019
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Kerry Michelle Cantley, Fort Mill, SC (US);

David Joseph Koval, Charlotte, NC (US);

Kristy Lynn Monk, Charlotte, NC (US);

Keith Dion Owes, Bordentown, NJ (US);

Brett C. Carter, Huntersville, NC (US);

James Wayland Pierce, Jr., Cornelius, NC (US);

John Zemaitis, Charlotte, NC (US);

Kim Leah Bunn, St. Johns, FL (US);

Sherri Sullivan, Newark, DE (US);

Matthew Joseph Wallace, Media, PA (US);

Veronica Smith, The Colony, TX (US);

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G07F 19/00 (2006.01); G06Q 10/08 (2012.01);
U.S. Cl.
CPC ...
G07F 19/209 (2013.01); G06Q 10/083 (2013.01); G06Q 10/087 (2013.01); G07F 19/211 (2013.01);
Abstract

Embodiments of the present invention provide a system for managing and/or operating a nodal grid network in which resources are received, dispensed, and transferred throughout the nodal grid network. The nodal network may comprise automated teller machines, merchant stores, delivery vehicles, processing centers, and the like. The system scans resource notes for important and sometimes unique information as the resource notes are received and/or dispensed at each of the nodes. This information about the resource notes and the nodes of the network can be recorded and stored in real-time, such that the system can make real-time decisions regarding how to address any necessary adjustments of resource quantities at each node. Furthermore, historical nodal data can be analyzed to identify trends at each node, and this historical data can be extrapolated to provide insight into an expected health of each node at future points in time.


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