The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 16, 2021

Filed:

Mar. 28, 2019
Applicant:

Visa U.s.a. Inc., San Francisco, CA (US);

Inventors:

Patrick Gauthier, Mountain View, CA (US);

Brian Maw, Belmont, CA (US);

Patrick Faith, Pleasanton, CA (US);

Barbara Patterson, South San Francisco, CA (US);

Assignee:

Visa U.S.A. Inc., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); G06Q 20/24 (2012.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01); G06Q 40/02 (2012.01); G06Q 20/20 (2012.01); G06Q 20/34 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/385 (2013.01); G06Q 20/204 (2013.01); G06Q 20/24 (2013.01); G06Q 20/327 (2013.01); G06Q 20/352 (2013.01); G06Q 20/40 (2013.01); G06Q 40/02 (2013.01);
Abstract

A technique for improving the security of a communication device may include storing a first account identifier and a second account identifier associated with the first account identifier, the second account identifier and the first account identifier being associated with the same account on the communication device. When the communication device is interacting with a reader device to conduct a transaction, the communication device may determine whether the transaction is a proximity transaction by sensing whether a wireless interrogation signal is being transmitted from the reader device, and determine which of the first account identifier and the second account identifier to provide to the reader device based on whether the transaction is a proximity transaction.


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