The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Feb. 09, 2021
Filed:
Oct. 18, 2016
Jpmorgan Chase Bank, N.a., New York, NY (US);
Benjamin Sokol, New York, NY (US);
Ryan A. Schlosser, New York, NY (US);
Duverney Tavares, Cedar Grove, NJ (US);
JPMORGAN CHASE BANK, N.A., New York, NY (US);
Abstract
A transaction management method and system are providing for managing disposition of funds for system users based on account activity. The method stores account data for the system users and instructions and at least a downloadable mobile application, The method receives through an interface over a network, an indication of account activity by the system user and determines a type of account activity. The method further identifies identifying a spending category for the account activity and performs an accounting for the spending category to determine if the account activity is indicative of system user underspending. The method further includes investing calculated underspending. An investment card may be utilized.