The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Feb. 09, 2021
Filed:
Aug. 21, 2018
Bank of America Corporation, Charlotte, NC (US);
Keesara Himabindu, Farmers Branch, TX (US);
Jayachandra Varma, Irving, TX (US);
Crystal M. Sundaramoorthy, Charlotte, NC (US);
Gilbert M. Gatchalian, Union, NJ (US);
Manu Kurian, Dallas, TX (US);
Kevin A. Delson, Woodland Hills, CA (US);
Saritha Prasad Vrittamani, Plano, TX (US);
Angela Cain, Rowlett, TX (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
Systems for dynamic authentication are provided. In some examples, a system may receive a request to process an event. In some examples, the request to process the event may include additional details associated with the event. The system may initiate dynamic authentication functions and may retrieve data from a plurality of sources. In some examples, the data from the plurality of sources may be analyzed using machine learning to dynamically generate authentication data, such as one or more authentication questions. The system may also generate one or more corresponding responses or answers to the one or more authentication questions. In some examples, the one or more authentication questions may be transmitted to a user device or other device and may be displayed to the user. The user may provide authentication response data that may be analyzed by the system to determine whether it matches the generated response or answer. If so, the user may be authenticated and/or the event may be processed.