The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 09, 2021

Filed:

Aug. 07, 2019
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Lee Ann Proud, Ponte Vedra, FL (US);

Kathleen Hanko Trombley, Oakboro, NC (US);

Martha Sain McClellan, Lancaster, SC (US);

Joseph Benjamin Castinado, North Glenn, CO (US);

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06F 3/16 (2006.01); G06F 3/0482 (2013.01); G06F 9/451 (2018.01); G06F 40/205 (2020.01); G10L 15/26 (2006.01);
U.S. Cl.
CPC ...
G06F 3/0482 (2013.01); G06F 3/167 (2013.01); G06F 9/451 (2018.02); G06F 40/205 (2020.01); G10L 15/26 (2013.01);
Abstract

Embodiments of the invention are directed to systems, methods, and computer program products for providing a system for adjustment of resource allocation based on multi-channel inputs that is configured for intelligent, proactive and responsive communication with a user, via a user device. The system is further configured to perform one or more user activities, in an integrated manner, within a single interface of the user device, without requiring the user to operate disparate applications. Furthermore, the system is configured to receive user input through multiple communication channels such as a textual communication channel and an audio communication channel. The system is further configured to switch between the various communication channels seamlessly, and in real-time.


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