The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 02, 2021

Filed:

Apr. 15, 2019
Applicant:

Paypal, Inc., San Jose, CA (US);

Inventor:

Tomer Handelman, San Jose, CA (US);

Assignee:

PAYPAL, INC., San Jose, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/00 (2012.01); G06Q 30/06 (2012.01); G06Q 20/40 (2012.01); G06F 40/284 (2020.01);
U.S. Cl.
CPC ...
G06Q 30/0609 (2013.01); G06F 40/284 (2020.01); G06Q 20/4016 (2013.01); G06Q 30/0627 (2013.01); G06Q 30/0643 (2013.01);
Abstract

Descriptions of items are offered for sale by one or more merchants in an online marketplace. The online marketplace comprises a website hosted by a server. The descriptions are electronically scanned or otherwise accessed. The scanned descriptions are deconstructed into a plurality of N-grams. Each N-gram includes a combination of words appearing in the descriptions of items. The electronic scan and deconstruction are repeated over a plurality of predefined time periods. For each N-gram, a frequency of occurrence is monitored in each of the predefined time periods. Based on the monitoring, a determination is made that a first N-gram of the plurality of N-grams whose frequency of occurrence has exceeded a predefined threshold in one of the predefined time periods. Risks of transactions involving one or more items whose descriptions contain the first N-gram are evaluated.


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