The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 19, 2021

Filed:

Apr. 06, 2016
Applicant:

Ford Global Technologies, Llc, Dearborn, MI (US);

Inventors:

Michael Robert Tinskey, Commerce, MI (US);

Michael Seneski, Birmingham, MI (US);

Brian Walter, Dexter, MI (US);

Robert P. Eaton, Birmingham, MI (US);

Assignee:

Ford Global Technologies, LLC, Dearborn, MI (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/32 (2012.01); G06Q 20/02 (2012.01); G06Q 20/36 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/327 (2013.01); G06Q 20/023 (2013.01); G06Q 20/3224 (2013.01); G06Q 20/3674 (2013.01); G06Q 20/40145 (2013.01); G06Q 2240/00 (2013.01);
Abstract

A wireless transaction request may be received by a vehicle from a retailer. The vehicle may validate that the vehicle is located in proximity to the retailer and may receive confirmation of the request from a vehicle occupant. The vehicle may also initiate a payment for the transaction with a server, responsive to the confirmation of the request and validation of the vehicle location. Communications between the vehicle and the retailer may be performed using Dedicated Short Range Communications (DSRC). The identity of the vehicle occupant may be confirmed using biometric sensors. The payment transaction may be performed using the Automated Clearing House (ACH) electronic network to avoid credit card interchange fees.


Find Patent Forward Citations

Loading…