The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 12, 2021

Filed:

Apr. 25, 2017
Applicant:

American Express Travel Related Services Company, Inc., New York, NY (US);

Inventors:

Thomas L. Bethke, II, Scottsdale, AZ (US);

Umesh Singh Chauhan, Phoenix, AZ (US);

Nageshwara R. Chirravuri, Phoenix, AZ (US);

Danielle R. Cloud, Scottsdale, AZ (US);

Mark R. Reese, Phoenix, AZ (US);

James D. Vaughn, Phoenix, AZ (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/00 (2012.01); H04L 29/06 (2006.01); G06Q 30/02 (2012.01); G06Q 20/12 (2012.01); G06Q 20/38 (2012.01);
U.S. Cl.
CPC ...
H04L 63/08 (2013.01); G06Q 20/12 (2013.01); G06Q 20/387 (2013.01); G06Q 30/0222 (2013.01); G06Q 30/0253 (2013.01);
Abstract

Systems and methods for presenting a personalized value added offer during an advanced verification process are provided. An access control server may receive an enrollment verification request comprising data relating to an account holder. The server may determine an enrollment status of the account holder and determine a value added offer based on the account holder. The server may display an advanced verification interface for user input. The advanced verification interface may include the value added offer and/or a security credential prompt. The server may personalize the advanced verification interface and/or the value added offer based on monitoring the system and compiling historical transaction data.


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