The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 12, 2021
Filed:
Oct. 15, 2015
Applicant:
International Business Machines Corporation, Armonk, NY (US);
Inventors:
Assignee:
INTERNATIONAL BUSINESS MACHINES CORPORATION, Armonk, NY (US);
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/08 (2012.01); G07C 5/08 (2006.01); G07C 5/00 (2006.01);
U.S. Cl.
CPC ...
G06Q 40/08 (2013.01); G07C 5/008 (2013.01); G07C 5/0808 (2013.01);
Abstract
A method for evaluating fraudulent data in a Usage Based Insurance (UBI) system, includes retrieving trip data for a driver from a database. A processor on a computer determines tough context incidents in the trip data. Driving behavior of the driver during said tough context incidents is compared with driving behavior of other drivers during similar tough context incidents. The trip data is identified as potentially fraudulent if the driver's driving behavior is better by a predetermined amount compared to the other drivers' driving behavior.