The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 05, 2021

Filed:

Oct. 22, 2018
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Gagan Kanjlia, Ashburn, VA (US);

Scott Zimmer, Charlotte, NC (US);

Robert J. Larson, Havertown, PA (US);

Alexander S. Wilson, Kennett Square, PA (US);

Vishal Puri, Ashburn, VA (US);

Jay F. Pober, Cherry Hill, NJ (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/02 (2012.01); G06Q 20/10 (2012.01); G06Q 20/22 (2012.01); G06Q 20/32 (2012.01); G06Q 30/02 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 40/02 (2013.01); G06Q 20/10 (2013.01); G06Q 20/22 (2013.01); G06Q 20/223 (2013.01); G06Q 20/3223 (2013.01); G06Q 20/4014 (2013.01); G06Q 30/02 (2013.01); G06Q 40/025 (2013.01);
Abstract

Systems and processes are disclosed for providing customized user interfaces for facilitating personal payment transactions. In certain embodiments, disclosed embodiments may generate a dynamic and customized interface for effecting the personal payment transaction by, for example, providing one or more options for the payer to fund the payment. The disclosed embodiments may provide an interface that includes one or more suggested recipients for identifying the payee associated with the payment transaction. The disclosed embodiments may also provide an interface that includes one or more routing options to route the payment. The disclosed embodiments may also provide an interface that provides one or more communication channel options for parties associated with the personal payment transaction to communicate.


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