The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 05, 2021

Filed:

Jul. 31, 2018
Applicant:

Gurpreet Singh Bhasin, Foster City, CA (US);

Inventor:

Gurpreet Singh Bhasin, Foster City, CA (US);

Assignee:

VISA INTERNATIONAL SERVICE ASSOCIATION, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/02 (2012.01); G06Q 30/06 (2012.01);
U.S. Cl.
CPC ...
G06Q 30/0206 (2013.01); G06Q 30/0629 (2013.01);
Abstract

Transaction data across a plurality of merchants may be analyzed as a data stream in real time to determine an optimal price for a product in real time. Transaction data and product data corresponding to a plurality of purchase transactions for a product of the product data may be stored as the transactions are completed. The product data may include an item identification and an item price and the transaction data may correspond to purchase transactions between a plurality of customer computer systems and a plurality of merchant computer systems. Each purchase transaction may include an item sale price and a merchant identifier. Real-time pricing data may then be determined from a combination of coefficients corresponding to the product data and the transaction data. The item price may be revised for the product based on the pricing data.


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