The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 29, 2020

Filed:

Jul. 02, 2015
Applicant:

Jpmorgan Chase Bank, N.a., New York, NY (US);

Inventors:

Ajinkya P. Joglekar, Philadelphia, PA (US);

Manning R. Field, Media, PA (US);

Assignee:

JPMorgan Chase Bank, N.A., New York, NY (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/32 (2012.01); H04W 4/021 (2018.01); H04W 64/00 (2009.01); G06Q 20/14 (2012.01); G06Q 50/00 (2012.01); H04W 88/02 (2009.01); G06Q 30/02 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/322 (2013.01); G06Q 20/14 (2013.01); G06Q 30/0224 (2013.01); G06Q 50/01 (2013.01); H04W 4/021 (2013.01); H04W 64/003 (2013.01); H04W 88/02 (2013.01);
Abstract

The invention relates to a mobile device that makes payment for items without having to physically interact with a cashier terminal, the mobile device comprising: a memory that stores data associated with an account and a user; a microprocessor, coupled to the memory, programmed to perform the following: detect the mobile device entering a merchant location; activate a precheck feature on the mobile device upon the mobile device entering a merchant location; identify one or more items for checkout based on a sensor corresponding to each item; calculate a total amount for the one or more items; automatically initiate a charge for the total amount when the mobile device departs the merchant location; and deduct the total amount of the charge from a funding source.


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