The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 22, 2020

Filed:

Aug. 20, 2018
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Charles Russell Kendall, Snoqualmie, WA (US);

Heather Roseann Dolan, Sarasota, FL (US);

Therese H. Willis, Apopka, FL (US);

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
H04L 29/06 (2006.01); G06Q 20/10 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
H04L 63/102 (2013.01); H04L 63/0853 (2013.01); G06Q 20/105 (2013.01); G06Q 20/1085 (2013.01); G06Q 20/4018 (2013.01);
Abstract

Embodiments of the present invention provide a system for detecting unauthorized access via card characteristic verification. The present invention is configured to identify initiation of a resource distribution event via a resource distribution card at a resource distribution device, identify one or more characteristics of the resource distribution card, determine a first user associated with the resource distribution card based on the one or more characteristics, determine that the resource distribution card of the first user is associated with an issuing entity associated with a resource account of the first user based on the one or more characteristics, and authorize and process the resource distribution event based on determining that the resource distribution card is associated with the issuing entity associated with the resource account associated with the first user.


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