The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 22, 2020

Filed:

Jan. 23, 2019
Applicant:

The Toronto-dominion Bank, Toronto, CA;

Inventors:

Peter Horvath, Toronto, CA;

Gregory Richard Harper, Milton, CA;

Richard Thomas, Bradford, CA;

Tricia Elizabeth Allen, Toronto, CA;

Joe Moghaizel, Toronto, CA;

Aline da Rosa Alves, Toronto, CA;

Lawrence Anthony Allen, Toronto, CA;

Kimberly Elizabeth Lam, Toronto, CA;

Min Shen, Toronto, CA;

Melanie Judith Mendoza, Toronto, CA;

Vanessa Li, Toronto, CA;

Alexandra Antonucci, Burlington, CA;

Audrey Madeleine Carr, Toronto, CA;

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 13/00 (2006.01); H04L 12/911 (2013.01); G06Q 20/20 (2012.01); G06Q 40/00 (2012.01);
U.S. Cl.
CPC ...
H04L 47/826 (2013.01); G06Q 20/206 (2013.01); G06Q 40/12 (2013.12);
Abstract

Systems and methods for allocating resources. The system includes a communications module, a processor, and a memory. The memory stores a data record and instructions that, when executed, configure the processor to obtain a data record and transmit an existing score indication corresponding to the data record for display at the client device; receive a first time parameter and an action indicator associated with a shared resource and, in response, determine a first provisional score corresponding to the data record based on the existing score indication, the action indicator, and the first time parameter to provide a first provisional score indication; transmit the first provisional score indication and a selectable option associated with the action indicator for display at the client device while the first provisional score indication is displayed; and in response to receiving a resource transfer instruction, allocate the shared resource associated with the action indicator.


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