The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Dec. 22, 2020
Filed:
Feb. 09, 2018
Oracle International Corporation, Redwood Shores, CA (US);
Tapomoy Dey, Santa Clara, CA (US);
Aaron P. Thomas, San Francisco, CA (US);
Oracle International Corporation, Redwood Shores, CA;
Abstract
Using a model to estimate a payment delinquency for an invoice is described. Multiple delinquency estimation models are generated based on a training set of invoices. Each delinquency estimation model estimates a respective payment delinquency for a particular invoice. A refined payment delinquency is determined for the particular invoice based on respective payment delinquencies determined by the delinquency estimation models. Information associated with a set of invoices may be presented at an interface based on the respective payment delinquencies. A payment reminder application may be programmed to process the invoices according to payment reminder schedules determined based on the respective payment delinquencies. Additionally, invoices may be added to the training set of invoices to update the delinquency estimation models. Invoices that were processed according to a payment reminder schedule that was modified based on the respective payment delinquencies are not included in the training set of invoices.