The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Dec. 01, 2020
Filed:
Aug. 28, 2017
Applicant:
Wells Fargo Bank, N.a., San Francisco, CA (US);
Inventors:
Laura M. Fontana, San Francisco, CA (US);
Amita Kheterpal, Oakland, CA (US);
Daniel Oshima, San Francisco, CA (US);
Samuel Ostler, Ross, CA (US);
Marria Rhodriquez, San Francisco, CA (US);
Assignee:
Wells Fargo Bank, N.A., San Francisco, CA (US);
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/02 (2012.01); H04M 3/42 (2006.01); H04W 4/30 (2018.01);
U.S. Cl.
CPC ...
H04M 3/42136 (2013.01); G06Q 30/0201 (2013.01); H04W 4/30 (2018.02); H04M 2242/15 (2013.01);
Abstract
A computing system predicts a need of a customer based at least in part on a location of the customer, recommend a physical location to the customer based on the predicted need using location-based costs of living, and recommending offers to merchants based on historical activities of a plurality of customers.