The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 01, 2020

Filed:

Mar. 15, 2018
Applicant:

Avante International Technology, Inc., Princeton Junction, NJ (US);

Inventors:

Kevin Kwong-Tai Chung, Princeton, NJ (US);

Albert Han-Ping Chung, Princeton, NJ (US);

Yulin Huang, East Windsor, NJ (US);

Assignee:

Avante International Technology, Inc., Princeton Junction, NJ (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06F 21/00 (2013.01); G06Q 20/40 (2012.01); H04L 9/06 (2006.01); H04L 9/32 (2006.01); G06Q 20/20 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/40145 (2013.01); G06Q 20/206 (2013.01); G06Q 20/409 (2013.01); H04L 9/0643 (2013.01); H04L 9/3231 (2013.01); H04L 9/3239 (2013.01); H04L 2209/56 (2013.01);
Abstract

A system and method for conducting a tokenized electronic transaction may comprise: receiving identifying biometric data for the user, generating a biometric template representative thereof, and destroying the identifying biometric data. The identifying biometric data is not stored permanently, is not transmitted, cannot be derived from the biometric template, and is destroyed so that only the biometric template remains. The biometric template is attached to a transaction token for completing the transaction represented by the token including: comparing the token and attached biometric template with reference transaction data and with a reference biometric template. When the token matches the reference transaction data and the biometric template matches the reference biometric template, then the transaction is authorized and completed, and when the token and/or the biometric template does not match the reference therefor, then the transaction is rejected.


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