The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 24, 2020

Filed:

Oct. 05, 2018
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

John F. Sheets, San Francisco, CA (US);

Kim R. Wagner, Sunnyvale, CA (US);

Mark A. Nelsen, Oakland, CA (US);

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06F 21/83 (2013.01); G06F 21/32 (2013.01); G10L 17/22 (2013.01); G06Q 20/20 (2012.01); G06Q 20/32 (2012.01); G10L 17/10 (2013.01);
U.S. Cl.
CPC ...
G06Q 20/40145 (2013.01); G06F 21/32 (2013.01); G06F 21/83 (2013.01); G06Q 20/20 (2013.01); G06Q 20/3224 (2013.01); G10L 17/22 (2013.01); G06F 2221/2111 (2013.01); G06F 2221/2117 (2013.01); G10L 17/10 (2013.01);
Abstract

Embodiments of the invention are directed to systems and methods for biometrics transaction processing. A location of a device associated with a user may be determined. A reference to a biometric data model associated with the user stored within a database may be retrieved, based at least in part on the location. Biometric data may be received from the user. Using the reference, the biometric data may be compared to the biometric data model stored within the database. A determination may be made whether the user is authenticated for the transaction based on the comparing step.


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