The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 17, 2020

Filed:

Mar. 13, 2018
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Ather Williams, III, Ridgewood, NJ (US);

Eileen M. Holcomb, New York, NY (US);

Jonathon Traer-Clark, Herfordshire, GB;

Assignee:

Other;

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/02 (2012.01); H04L 29/06 (2006.01); G06N 5/02 (2006.01); G06F 16/2457 (2019.01);
U.S. Cl.
CPC ...
G06Q 40/02 (2013.01); G06F 16/2457 (2019.01); G06N 5/02 (2013.01); H04L 63/105 (2013.01);
Abstract

Embodiments of the present invention provide a system for execution of consolidated resource-based actions. A plurality of disparate databases may be monitored and resources from these disparate databases can be aggregated or otherwise consolidated to a consolidated resource database. A request can be received from a computing device of the user, where the request includes request parameters that provide structure and specificity to the request. Relevant data is identified from the plurality of disparate databases and/or from the consolidated resource database. A determination is made for a response action based on the relevant data and the request parameters, where such a determination can be made through the assistance of artificial intelligence or machine learning engines. Finally, the responsive action is executed, which involves at least causing a user interface of the computing device of the user to communicate a response to the received request.


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