The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 17, 2020

Filed:

Oct. 10, 2017
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventor:

Rohit Chauhan, Somers, NY (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/02 (2012.01); G06Q 20/34 (2012.01); G06Q 20/20 (2012.01); G06Q 20/38 (2012.01);
U.S. Cl.
CPC ...
G06Q 30/0222 (2013.01); G06Q 20/204 (2013.01); G06Q 20/34 (2013.01); G06Q 20/387 (2013.01); G06Q 20/38215 (2013.01); G06Q 30/0238 (2013.01); G06Q 30/02 (2013.01); G06Q 30/0207 (2013.01); G06Q 30/0215 (2013.01); G06Q 30/0236 (2013.01); G06Q 30/0239 (2013.01);
Abstract

A method for generation and distribution of protected user-specific information includes encrypting, by a processing device of a computer system, using a first encryption key of an encryption key pair, predetermined digits of a payment account number, the encryption yielding an encrypted identifier. The processing device of the computer system then generates a machine-readable code that is encoded with the encrypted identifier and additional data. A transmitting device of the computer system transmits, via an electronic communication, the generated machine-readable code to an electronic device of a user and transmits a second encryption key, of the encryption key pair, to a specialized computer system, wherein the second encryption key is associated with the first encryption key used to yield the encrypted identifier.


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