The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 10, 2020

Filed:

Jul. 31, 2018
Applicant:

United Services Automobile Association (Usaa), San Antonio, TX (US);

Inventors:

Igor Alexandre Gregorio, San Antonio, TX (US);

Eric John Ortiz, San Antonio, TX (US);

Veronica Montemayor, San Antonio, TX (US);

Jennifer Lynne Gravely, San Antonio, TX (US);

Earl Sargent, San Antonio, TX (US);

Fernando Sanzzi, San Antonio, TX (US);

Mark Medeiros, Boerne, TX (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/08 (2012.01); G07C 5/00 (2006.01); B60W 40/09 (2012.01);
U.S. Cl.
CPC ...
G06Q 40/08 (2013.01); B60W 40/09 (2013.01); G07C 5/008 (2013.01); B60W 2530/14 (2013.01);
Abstract

A system includes a vehicle system including one or more sensors that to monitor one or more properties related to an operation of a vehicle. The system also includes a processor that receives expected vehicle usage information from an applicant, a database, publicly available sources, or the like and receive a set of data including the one or more properties from the vehicle system. The set of data is associated with the expected vehicle usage information. The processor may then determine a premium base rate based at least in part on the set of data and a risk associated with the applicant and determine a vehicle rate based at least in part of the set of data and a risk associated with the vehicle. The processor may then display a visualization including the premium base rate and the vehicle rate on a display.


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