The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 10, 2020

Filed:

Mar. 06, 2017
Applicant:

International Business Machine Corporation, Armonk, NY (US);

Inventors:

Carlos H. Cardonha, Sao Paulo, BR;

Kiran Mantripragada, Markham, CA;

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); G07B 15/02 (2011.01);
U.S. Cl.
CPC ...
G06Q 20/381 (2013.01); G06Q 20/405 (2013.01); G07B 15/02 (2013.01);
Abstract

An embodiment of the invention provides a system and method for a transaction system supporting universal ticket solutions for transportation. A fund managing device determines whether a first fund of an account of a user has sufficient credit to satisfy a transportation fee imposed by a first city. The account of the user includes separate funds for different cities, where the funds include credit in different national currencies. An account managing device determines whether other funds of the account of the user have additional credit to satisfy the transportation fee imposed by the first city when the first fund of the account of the user does not have sufficient funds to satisfy the transportation fee imposed by the first city. A financial managing device determines costs for transferring credit to the first fund from the other funds of the account of the user.


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