The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 03, 2020

Filed:

Jun. 24, 2019
Applicant:

International Business Machines Corporation, Armonk, NY (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G07F 19/00 (2006.01); G06Q 40/00 (2012.01); G06Q 20/32 (2012.01); G06Q 20/10 (2012.01); G06Q 10/02 (2012.01); G06Q 40/02 (2012.01);
U.S. Cl.
CPC ...
G07F 19/206 (2013.01); G06Q 10/02 (2013.01); G06Q 20/1085 (2013.01); G06Q 20/3221 (2013.01); G06Q 40/02 (2013.01);
Abstract

Aspects of the present invention disclose a method for determining and providing notifications regarding ATMs that can fulfill a transaction plan of a user. The method includes one or more processors determining a transaction plan for a user, the transaction plan including a schedule of future transactions of the user based on historical user data and user-provided information, wherein the determined transaction plan includes a forecast future withdrawal amount and corresponding time. The method further includes one or more processors identifying an automated teller machine (ATM) preferred by the user. The method further includes one or more processors determining whether the ATM preferred by the user can fulfill the determined transaction plan. In response to determining that the ATM preferred by the user cannot fulfill the determined transaction plan, the method further includes determining one or more alternate ATMs that can fulfill the determined transaction plan.


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