The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 27, 2020

Filed:

Mar. 06, 2019
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Ilker Celikyilmaz, Mountain View, CA (US);

Sashideep Chanda, Pleasanton, CA (US);

Raman Chinnappan, Foster City, CA (US);

Basudeb Ghosh, Foster City, CA (US);

Kalpana Jogi, San Francisco, CA (US);

Mahesh Govind Joshi, Belmont, CA (US);

Muhammad Bassam Adil Khan, San Mateo, CA (US);

Assignee:

Visa International Services Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01);
U.S. Cl.
CPC ...
G06Q 40/12 (2013.12);
Abstract

A system and method to detect changes in transaction parameters for the identification of a store of the merchant in a payment processing network. The system is configured to monitor input data, such as acquirer's merchant master file (AMMF), transaction records, to detect transaction parameters of a processing entity that partially match with the transaction parameters associated with an external, persistent identifier of the merchant and/or the store of the merchant, determine a change or difference introduced in the detect transaction parameters, and update the set of transaction parameters associated with the persistent identifier of the store of the merchant that can be used to identify the set of transaction parameters of the store in a communication external to the communication system of the payment processing network.


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