The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 27, 2020
Filed:
Dec. 20, 2017
Hartford Fire Insurance Company, Hartford, CT (US);
Jonathan A. Helitzer, Simsbury, CT (US);
Joseph R. Carvalko, Jr., Milford, CT (US);
Kelly L. Frey, Sr., Nashville, TN (US);
G. Stewart Murchie, West Hartford, CT (US);
Susannah Chen, West Hartford, CT (US);
Steven Rippel, Newington, KY (US);
Casey Ellen Campbell, Glastonbury, CT (US);
Hartford Fire Insurance Company, Hartford, CT (US);
Abstract
The invention relates to systems and methods for analyzing data collected from sensors monitoring property. In particular, the systems and methods analyze the data to make property insurance underwriting decisions based on the collected sensor data using a computerized process that varies the way in which it manipulates the collected sensor data based on a characteristic of the property being insured, a characteristic of the entity seeking the insurance, and/or on the value of one or more collected data parameters. The invention also relates to systems and methods of making property insurance pricing decisions based on a similarly dynamic computerized process.