The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 20, 2020

Filed:

Jan. 02, 2018
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Manu Jacob Kurian, Dallas, TX (US);

Joseph Benjamin Castinado, North Glenn, TX (US);

James P. Scopis, Newark, DE (US);

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
H04L 29/06 (2006.01); G06F 21/31 (2013.01);
U.S. Cl.
CPC ...
H04L 63/08 (2013.01); G06F 21/31 (2013.01); G06F 2221/2115 (2013.01); H04L 63/108 (2013.01); H04L 2463/082 (2013.01);
Abstract

Embodiments are described herein for improved verification utilizing dynamic authentication information. Dynamic authentication may include utilizing dynamic authentication information, which is user information that is personal to the user and that changes over-time, such as over various time periods. This type of dynamic authentic information is readily known to the user, but would be difficult for others to determine. The present invention may be utilized to improve the security of the interactions made by the user due to the dynamic authentication information.


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