The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 13, 2020
Filed:
Apr. 29, 2020
Capital One Services, Llc, McLean, VA (US);
Jason Hoover, Grapevine, TX (US);
Qiaochu Tang, The Colony, TX (US);
Micah Price, Plano, TX (US);
Stephen Wylie, Carrollton, TX (US);
Geoffrey Dagley, McKinney, TX (US);
Habeeb Hooshmand, McKinney, TX (US);
Capital One Services, LLC, McLean, VA (US);
Abstract
According to certain aspects of the disclosure, a computer-implemented method may be used for determining one or more vehicle recommendations. The method may include receiving at least one vehicle purchase requirement and transmitting the at least one vehicle purchase requirement to at least one merchant. Additionally, the method may include determining a vehicle cost based on the at least one vehicle purchase requirement and historical transaction information of the at least one merchant and comparing the vehicle cost with a credit profile of the purchase. Additionally, the method may include determining at least one available vehicle based on the at least one vehicle purchase requirement and the vehicle cost, wherein a price of the at least one vehicle satisfies a predetermined cost threshold based on the credit profile of the purchaser and transmitting the at least one available vehicle to the purchaser and the at least one merchant.