The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 13, 2020

Filed:

May. 01, 2019
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Rebecca Stepp Morgan, Charlottesville, VA (US);

Shawn Cart Gunsolley, Charlotte, NC (US);

Chad Ryan Compton, Valley Park, MO (US);

Eric Dryer, Charlotte, NC (US);

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); G06Q 40/02 (2012.01); G06Q 20/32 (2012.01); H04L 9/06 (2006.01); G06Q 20/40 (2012.01); G06Q 40/04 (2012.01); G07F 19/00 (2006.01); H04L 9/32 (2006.01); G06Q 20/42 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/38215 (2013.01); G06Q 20/3221 (2013.01); G06Q 20/401 (2013.01); G06Q 20/42 (2013.01); G06Q 40/02 (2013.01); G06Q 40/04 (2013.01); G07F 19/206 (2013.01); G07F 19/211 (2013.01); H04L 9/0637 (2013.01); H04L 9/3236 (2013.01); H04L 2209/38 (2013.01); H04L 2209/56 (2013.01);
Abstract

This disclosure illustrates that resource exchange requests may be identified and sent directly to ATMs. The service providers access the ATMs and are able to select the resource exchange request from the ATMs (e.g., electronically, or the like). The service providers transfer the resources at the ATMs, and reconcile the resources at the ATMs. The ATMs may send service provider and/or organization reconciliation notices confirming the reconciliations. In some embodiments, the reconciliation may be stored in a distributed ledger within a blockchain system.


Find Patent Forward Citations

Loading…