The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 06, 2020
Filed:
Mar. 31, 2017
Mastercard International Incorporated, Purchase, NY (US);
Christopher Bracconeri, Tuckahoe, NY (US);
Qian Wang, Ridgefield, CT (US);
Shen Xi Meng, Millwood, NY (US);
James An, Flushing, NY (US);
Nigel Noyes, Irvington, NY (US);
Arun Acharya, Tuckahoe, NY (US);
MASTERCARD INTERNATIONAL INCORPORATED, Purchase, NY (US);
Abstract
A method and system include receiving a request to initiate a purchase transaction with a payment card product; generating a message to verify an authenticity of a cardholder of the payment card product, wherein the message includes a request for data about a previous transaction executed with the payment card product; receiving, in response to the generated message, input from the cardholder; comparing the input from the cardholder to stored data associated with the previous transaction; and one of confirming the cardholder as a true owner of the payment card product or denying the cardholder as the true owner of the payment card product based on the comparison. Numerous other aspects are provided.