The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 29, 2020

Filed:

Jun. 18, 2013
Applicant:

Hsbc Technology & Services (Usa) Inc., Mettawa, IL (US);

Inventors:

Paris F. Roselli, Buffalo, NY (US);

Ronald M. Lesandro, Hamburg, NY (US);

Michael J. Sullivan, Colden, NY (US);

Darren P. Loveday, Waterlooville, GB;

Michael R. Antognoli, Chicago, IL (US);

John P. Flood, Bartlett, IL (US);

Yilu He, Riverview, FL (US);

Darrick R. Brooks, Valrico, FL (US);

Srinivas Lakshman, Mexico City, MX;

Richard Gemma, Chicago, IL (US);

Trevor Johnson, Vancouver, CA;

Sonu Gupta, Tampa, FL (US);

Martin Hayes, Jersey City, NJ (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 40/02 (2012.01); G06Q 20/12 (2012.01); G06Q 20/10 (2012.01);
U.S. Cl.
CPC ...
G06Q 40/02 (2013.01); G06Q 20/10 (2013.01); G06Q 20/12 (2013.01);
Abstract

The present invention provides, in alternative embodiments, a computer architecture and/or computer implemented methods for account opening. In some embodiments, an integrated, component-based technology platform, globally standardized, business configurable account opening processes are separate and decoupled from the user interface screens and are directly manageable by business functionality and/or personnel. In various embodiments, the invention provides pause and resume, save and retrieve, cross-channel, metrics, audit tracking, data logging, and/or straight-through processing capabilities for account opening.


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