The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 29, 2020

Filed:

Sep. 11, 2013
Applicant:

First Data Corporation, Greenwood Village, CO (US);

Inventors:

J. Scott Sanchez, Atlanta, GA (US);

Vijay Kumar Royyuru, Norristown, PA (US);

Brent Dewayne Adkisson, Omaha, NE (US);

Jerome Wendell Myers, Douglasville, GA (US);

Assignee:

FIRST DATA CORPORATION, Greenwood Village, CO (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/32 (2012.01); G06Q 20/40 (2012.01); G06Q 20/24 (2012.01); G06Q 20/42 (2012.01); G06Q 30/02 (2012.01); G06Q 30/06 (2012.01); G06Q 20/10 (2012.01); G06Q 20/02 (2012.01); G06Q 20/20 (2012.01); H04L 29/06 (2006.01); G06Q 40/02 (2012.01); B60S 3/00 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/3223 (2013.01); G06Q 20/02 (2013.01); G06Q 20/102 (2013.01); G06Q 20/204 (2013.01); G06Q 20/24 (2013.01); G06Q 20/3224 (2013.01); G06Q 20/3276 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/40 (2013.01); G06Q 20/4037 (2013.01); G06Q 20/42 (2013.01); G06Q 30/0222 (2013.01); G06Q 30/0233 (2013.01); G06Q 30/0267 (2013.01); G06Q 30/0625 (2013.01); G06Q 30/0633 (2013.01); G06Q 40/025 (2013.01); H04L 63/083 (2013.01); B60S 3/00 (2013.01);
Abstract

An on-site consumer at a merchant location can obtain payment authorization and a payment method via a mobile device and mobile application from third-party payor that is not at the merchant location. The on-site consumer can select products for purchase and receive the price from the merchant POS device. The on-site consumer can initial the mobile application and select a third-party payor. A notification can be sent to the mobile or other device of the third-party payor. The third-party payor can elect to pay or decline the request and can select a payment method via the mobile application on their device. The decision of the third-party payor and any payment method can be transmitted to the mobile device of the on-site consumer and/or the merchant POS device. After the completion of the purchase, the mobile application can transmit an electronic receipt to the mobile device of the third-party payor.


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