The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 22, 2020
Filed:
Nov. 29, 2018
Wells Fargo Bank, N.a., San Francisco, CA (US);
Joseph George Bodkin, South Burlington, VT (US);
John Edward Cronin, Bonita Springs, FL (US);
Wells Fargo Bank, N.A., San Francisco, CA (US);
Abstract
Information regarding a user's personal schedule is received at an electronic computing device. Information regarding current and future utility costs is received. The information regarding the user's personal schedule, the information regarding the user's location and the information regarding the current and future utility costs is used to determine at least one financial impact based on a temperature setting. The at least one financial impact includes estimated costs for time intervals and historical billing cycles. A temperature effecting device or an energy effecting device in the home of the user is controlled using the at least one financial impact.