The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 22, 2020
Filed:
Sep. 10, 2012
William Loo, Arlington Heights, IL (US);
Stephen Hughes, Belfast, GB;
James Gillespie, Belfast, GB;
Jennifer A. Brandmaier, Chicago, IL (US);
Daniel Koza, Hinsdale, IL (US);
William Loo, Arlington Heights, IL (US);
Stephen Hughes, Belfast, GB;
James Gillespie, Belfast, GB;
Jennifer A. Brandmaier, Chicago, IL (US);
Daniel Koza, Hinsdale, IL (US);
Allstate Insurance Company, Northbrook, IL (US);
Abstract
Apparatuses and methods may provide for generating, maintaining, and using an inventory for insurance purposes. An optimized inventory analysis server may generate and maintain user profile information for determining a demographic classification of each user associated with an inventory. A demographic classification for a given user may be used along with data related to items owned by other users to determine one or more items for recommendation to the given user. Details associated with existing insurance coverage levels may also be used to recommend new insurance products to the user. In addition, the optimized inventory analysis server may determine a depreciated value of each item within an inventory. These values may be used to assess loss and settle an insurance claim for damage to one or more of the items in the inventory.