The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 22, 2020

Filed:

Feb. 27, 2019
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Sanjay Dattatreya Sankolli, Foster City, CA (US);

Igor Karpenko, Sunnyvale, CA (US);

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/02 (2012.01); G06Q 30/00 (2012.01); G06Q 20/32 (2012.01); G06Q 20/38 (2012.01);
U.S. Cl.
CPC ...
G06Q 30/00 (2013.01); G06Q 20/32 (2013.01); G06Q 20/3223 (2013.01); G06Q 20/385 (2013.01); G06Q 20/38215 (2013.01); G06Q 30/0222 (2013.01);
Abstract

A system and method are described for n alternate mobile payment service. The system includes a server computer for enrolling and storing user account information. The server computer is also capable of generating a unique one-time-use identifier for use during a transaction. The one-time-use identifier is returned to user as an electronic coupon which may be in the form of a two-dimensional barcode. The coupon may be used at a merchant location to complete a transaction. When the barcode is scanned it may processed similar to a credit/debit/prepaid card payment.


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