The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 22, 2020
Filed:
Aug. 16, 2017
Microsoft Technology Licensing, Llc, Redmond, WA (US);
Weiwei Wu, Bellevue, WA (US);
Adam Feldman Reinhardt, Redmond, WA (US);
Shoou-Jiun Wang, Sammamish, WA (US);
MICROSOFT TECHNOLOGY LICENSING, LLC, Redmond, WA (US);
Abstract
Reducing an amount of data transactions that are subjected to further review when determining if the data transactions should be approved or rejected. A risk score that defines a first cutoff and a second cutoff are determined. During a first time period, the first and second cutoffs are extended to increase data transactions subject to further review and to create an opportunity group of data transactions not previously approved that are now approved. A rejection rate of the data transactions subject to further review is compared to a threshold. When the rejection rate is no more than the threshold, during a second time period, a volume of the data transactions subject to further review is minimized and a second opportunity group of data transactions not previously approved that are now approved is created. The rejection rate of the data transactions subject to further review are again compared to the threshold.