The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 22, 2020

Filed:

Apr. 06, 2018
Applicant:

The Toronto-dominion Bank, Toronto, CA;

Inventors:

Dino Paul D'Agostino, Richmond Hill, CA;

Perry Aaron Jones Haldenby, Toronto, CA;

Dean C. N. Tseretopoulos, Toronto, CA;

Jeffrey Aaron Ecker, North York, CA;

Adam Douglas McPhee, Toronto, CA;

Milos Dunjic, Oakville, CA;

John Jong Suk Lee, Toronto, CA;

Arun Victor Jagga, Toronto, CA;

Assignee:

The Toronto-Dominion Bank, Toronto, Ontario, CA;

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 21/44 (2013.01); G06K 19/077 (2006.01); G06Q 20/32 (2012.01);
U.S. Cl.
CPC ...
G06F 21/44 (2013.01); G06K 19/07762 (2013.01); G06Q 20/3278 (2013.01);
Abstract

A method for authenticating a wearable device is disclosed. The method includes: receiving, a signal representing an indication that the wearable device is in active use; in response to receiving the signal, updating a device database to associate a first status with the wearable device; receiving, from a tokenization service provider (TSP), a signal representing a first code derived by the TSP from decrypting a security token previously provisioned in the wearable device, wherein the security token was received at a terminal from the wearable device and transmitted to the TSP; obtaining, based on the received first code, a device identifier of the wearable device and an identifier of an account; querying the device database to verify that the wearable device is associated with the first status; verifying that the account is enabled for an operation initiated using the wearable device; and transmitting an authorization message to the terminal, the authorization message authorizing the operation.


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