The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 15, 2020
Filed:
Apr. 27, 2015
Applicant:
Hrb Innovations, Inc., Las Vegas, NV (US);
Inventor:
Daniel D. Martin, Kansas City, MO (US);
Assignee:
HRB Innovations, Inc., Las Vegas, NV (US);
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/22 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/227 (2013.01); G06Q 20/405 (2013.01);
Abstract
A system, method, and computer-readable media for automatically allocating a payment among a plurality of funding accounts according to rules configured by the user. Embodiments of the invention can further allocate a single purchase among multiple payment accounts. This can be used, for example, to automatically aggregate credit limits where no single funding account has sufficient credit to fund the purchase alone. Embodiments of the invention can also assist the user with budgeting expenses by charging payments to one or more budgeting accounts previously defined by the user according to additional rules.