The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 08, 2020
Filed:
Dec. 08, 2015
Applicant:
Cryptomathic Ltd, Cambridge, Cambridgeshire, GB;
Inventors:
Assignee:
Cryptomathic Ltd., Cambridge, GB;
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 29/06 (2006.01); G06F 21/43 (2013.01); G06F 21/35 (2013.01); H04W 12/04 (2009.01); H04W 12/06 (2009.01);
U.S. Cl.
CPC ...
H04L 63/0838 (2013.01); G06F 21/35 (2013.01); G06F 21/43 (2013.01); H04L 63/067 (2013.01); H04W 12/04 (2013.01); H04W 12/06 (2013.01);
Abstract
Broadly speaking, embodiments of the present invention provide systems and methods to provide a solution to the SIM swap attack problem for users that possess smartphones. In particular, the systems and methods require an online banking customer to authenticate a transaction using a combined one-time password (OTP) formed of a remotely generated OTP (generated remote to the smartphone) and a locally generated OTP (generated on the smartphone).