The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 08, 2020

Filed:

Dec. 15, 2016
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventors:

Pablo Fourez, Scarsdale, NY (US);

Alan Johnson, Maldon, GB;

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); H04L 29/06 (2006.01); G06F 16/22 (2019.01); G06F 16/2455 (2019.01);
U.S. Cl.
CPC ...
G06Q 20/38215 (2013.01); G06F 16/22 (2019.01); G06F 16/2455 (2019.01); G06Q 20/38 (2013.01); G06Q 20/3829 (2013.01); H04L 63/0823 (2013.01);
Abstract

A method for distribution and transfer of entitlement certificates includes: storing account profiles, each account including an account identifier, primary account number, and account balance; receiving an entitlement request from a computing device including a specific account identifier, entitlement balance, and usage controls; identifying a specific account profile that includes the specific account identifier; generating an entitlement certificate that includes the entitlement balance and usage controls; generating an entitlement identifier for the entitlement certificate; placing a hold associated with the entitlement certificate on the account balance included in the specific account profile for the entitlement balance; and transmitting the entitlement certificate to the computing device.


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