The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 01, 2020
Filed:
Jul. 12, 2018
Lexisnexis Risk Solutions FL Inc., Boca Raton, FL (US);
Scott M. Straub, Silver Spring, MD (US);
Samantha Gwinn, Washington, DC (US);
Cindy Loizzo, Boca Raton, FL (US);
Alex Woo Song, West Friendship, MD (US);
Marlene L. Thorogood, Boca Raton, FL (US);
Cheri Gay Nevin, Englewood, OH (US);
Eric Piner, Miamisburg, OH (US);
LexisNexis Risk Solutions FL Inc., Boca Raton, FL (US);
Abstract
Certain embodiments of the disclosed technology include systems and methods for increasing efficiency in the detection of identity-based fraud indicators associated with a loan application. A method is provided that includes receiving applicant data associated with a loan application having a plurality of applicants. The application data includes at least a name, a social security number, and a street address for each of the plurality of applicants. The method includes querying one or more databases with the applicant data; receiving a plurality of independent information in response to the querying; determining a validity indication of the applicant data; creating disambiguated applicant records; determining relationships among the disambiguated applicant records; scoring at least one parameter of the applicant data; determining one or more indicators of fraud based on the scoring; and outputting, for display, one or more indicators of fraud.