The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 01, 2020

Filed:

Feb. 16, 2017
Applicant:

Jpmorgan Chase Bank, N.a., New York, NY (US);

Inventors:

Glenn Benson, Newton, MA (US);

Sean Croston, Andover, MA (US);

Assignee:

JPMORGAN CHASE BANK, N.A., New York, NY (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); G06Q 40/00 (2012.01); H04L 9/32 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/3829 (2013.01); G06Q 20/40 (2013.01); G06Q 20/4014 (2013.01); G06Q 40/00 (2013.01); H04L 9/3247 (2013.01); H04L 9/3268 (2013.01); G06Q 2220/00 (2013.01); H04L 2209/56 (2013.01);
Abstract

A system and method for implementing an interoperable credential management protocol for processing online transactions. The protocol, referred to as the Partner Key Management (PKM) protocol provides an improved alternative to traditional public key infrastructure (PKI), particularly for use in high-value commercial transactions which require additional controls on the use of credentials for authentication and authorization. According to the PKM protocol, a user may take advantage of credential interoperability by using the same credential at a plurality of different financial institutions for authentication or digital signatures. Additionally, the credential interoperability achieved according to the PKM protocol allows the user to employ the same credential at a plurality of financial institutions for the purpose of digital or electronic signatures.


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