The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 18, 2020

Filed:

Nov. 19, 2019
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Jonathan Rider, McLean, VA (US);

Melissa Crawford, Arlington, VA (US);

James Montgomery, McLean, VA (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06K 5/00 (2006.01); G06Q 30/02 (2012.01); G06Q 20/10 (2012.01); G06F 21/35 (2013.01); G06Q 20/22 (2012.01); G06Q 40/02 (2012.01);
U.S. Cl.
CPC ...
G06Q 30/0207 (2013.01); G06F 21/35 (2013.01); G06Q 20/10 (2013.01); G06Q 20/227 (2013.01); G06Q 40/02 (2013.01);
Abstract

Aspects described herein may provide a payment card having a base, a cavity positioned within the base, a wheel positioned within the cavity, a coupling component coupling the wheel to the base, a first microchip coupled to the wheel, and a second microchip coupled to the wheel. The first microchip may be associated with a first financial account and/or a first rewards offer and the second microchip may be associated with a second, different financial account and/or a second, different rewards offer. The wheel may be rotated to select between the first and second microchips, thereby allowing a financial transaction to be conducted using the selected microchip while reaping the benefits of the corresponding rewards offer.


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