The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 18, 2020

Filed:

Sep. 16, 2019
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Elizabeth S. Votaw, Potomac, MD (US);

David J. Smiddy, Chadds Ford, PA (US);

F N U Sidharth, Charlotte, NC (US);

Stephen T. Shannon, Charlotte, NC (US);

James Alexander, Dripping Springs, TX (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/30 (2006.01); H04L 29/06 (2006.01); G06F 21/31 (2013.01); G06F 21/62 (2013.01); H04W 12/06 (2009.01); G06Q 20/40 (2012.01); G06Q 20/32 (2012.01); H04W 12/08 (2009.01);
U.S. Cl.
CPC ...
G06F 21/31 (2013.01); G06F 21/6245 (2013.01); G06Q 20/3224 (2013.01); G06Q 20/4016 (2013.01); H04L 63/0876 (2013.01); H04L 63/101 (2013.01); H04L 63/108 (2013.01); H04W 12/06 (2013.01); H04W 12/08 (2013.01); G06F 2221/2111 (2013.01);
Abstract

Method and apparatus for a system to harden digital consents. The system uses an evaluation of geographic locations, transaction times, and device identities to control the upload of consent data. Evaluations occur using numerous techniques including MAC address evaluation, IP address evaluation, meta-data evaluation, and physical location of restricted equipment such as ATMs and kiosks. Reliability of consent data entered into the system may be enhanced by strictly evaluating geographic locations, transaction times, and/or device identities.


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